The 2027 COLA is the biggest raise in 4 years. It's still not enough.
Social Security just announced a 3.6% COLA for 2027, adding about $75 a month to the average check.
Read the postNotes from our team.
How we work, what we're learning, and plain answers to the questions our clients ask most.
Retirement Planning ·
When care costs outrun income: the LTC squeeze on families
Long-term care prices are climbing faster than retirement income can keep up, turning adult kids into unpaid caregivers and draining family savings.
Retirement Planning ·
The 2027 401(k) limit is rising. Here is your plan.
The IRS is about to confirm higher 2027 retirement contribution limits.
Retirement Planning ·
Your 2027 COLA raise has a one-day window to survive
The 2027 Social Security COLA lands October 14. Medicare open enrollment opens October 15.
Retirement Planning ·
The Roth catch-up rule high earners can't ignore in 2026
A new rule forces high earners 50+ to route 401(k) catch-up dollars into Roth starting in 2026.
Retirement Planning ·
Annuity sales just hit an all-time high. Here's why.
U.S. annuity sales just shattered every record with a $123.9 billion quarter, the best LIMRA has ever tracked.
Retirement Planning ·
The retirement you didn't schedule: when early exits break the plan
Most retirement plans assume you get to choose your last day of work.
Retirement Planning ·
The 2027 Social Security COLA looks bigger. It still won't be enough.
Early estimates put the 2027 Social Security COLA near 3.7% to 3.8%, a full point above 2026.
Retirement Planning ·
Fixed Index Annuities vs. CDs: Growth, Tax Treatment, and Lifetime Income Compared
CDs looked attractive when rates hit 5% in 2023. Now they are declining, and retirees who parked savings in them are facing reinvestment risk with no income…
Retirement Planning ·
Why 1 in 5 Gig Workers Is Over 55, and What That Tells Us About Retirement Accounts
More than 20% of full-time gig economy workers in America are over the age of 55. Most of them had 401(k)s, IRAs, or pension plans.
Retirement Planning ·
Fidelity, Vanguard, and BlackRock Are Putting Annuities Inside Your 401(k). Here's What That Tells You.
The three largest names in retirement money are quietly adding guaranteed lifetime income to their flagship 401(k) products.
Retirement Planning ·
Annuity sales hit a record $464 billion. Here's why.
Annuity sales just hit a record $464.1 billion as 4.1 million Americans turn 65 every year. Indexed products are now nearly half the market.
Join the team
Thinking about joining us?
Real mentorship, a proven path, and the freedom to build something that's yours.
For families
Looking for coverage?
Tell us a little about your family and a licensed agent will reach out.